Routing # 251480576
Mon–Thurs 8:30am–5pm  |  Fri 8:30am–6pm  |  Sat 9am–1pm
Management Vault
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Products and services Financial education Why Management Vault
Home / Borrow

Loans & Lines of Credit

Management Vault’s range of lending products makes it easy to access the money you need, when you need it.

Routing
Routing Number
251480576
Hours
Branch Hours
Mon–Thurs 8:30am–5pm  |  Fri 8:30am–6pm  |  Sat 9am–1pm

Enjoy low rates on all our loan products. Business or personal, one-time or ongoing — Management Vault is here to support all your financing needs. Whether you’re looking for the best auto loan rates, a low interest personal loan, or our current mortgage rates, we’re here to help.

Lending Products

Financing for Every Stage of Life

Compare our loan products to find the right fit for your next purchase or project.

Mortgage & Home Equity

Whether you’re buying, refinancing, or tapping the equity in your home, our Home Loan Center is here to help you find the right product.

Personal Loans

Finding the money you need is simple with a personal loan or line of credit. Compare features to see which is right for you.

Auto Loans

Some of the lowest rates on car loans in the area. View our rates, estimate your payment with our calculator, and get pre-approved.

Auto Refinance

Looking to refinance? We offer some of the most competitive rates in the area — use our calculator to see your new monthly payment.

Student Loans

We’ve partnered with Sallie Mae to offer the Smart Option Student Loan® and Parent Loan for education expenses not covered by scholarships or federal loans.

Payment Protection

Management Vault safeguards you and your family with Member’s Choice™ Borrower Security — a valuable benefit worth learning more about.

Current Rates

Loan & Mortgage Rates

Some of the most competitive rates available on auto, personal, and home financing.

As Low As
5.89% APR
New Auto – Up to 66 Months
Auto Loan Rate
As Low As
6.19% APR
Used Auto – Up to 66 Months
Auto Loan Rate
As Low As
11.99% APR
Personal Loan
Personal Loan Rate
As Low As
2.49% Intro
Interest-Only HELOC
Variable Rate
As Low As
6.875% Reg
30 Year Purchase Rate
Fixed Mortgage Rate
As Low As
6.375% Reg
10 Year Refinance Rate
Fixed Mortgage Rate
As Low As
6.625% Reg
10/1 Year ARM
Variable Mortgage Rate
As Low As
9.99% APR
Rewards Mastercard
Fixed Credit Card APR
Member discussing loan options with an advisor
Why Finance With Us

Support for Every Financing Need

As a not-for-profit credit union, Management Vault passes savings back to members through lower rates and fewer fees on every type of financing.

  • Low rates on auto, personal, and mortgage loans
  • Fast pre-approval and easy online applications
  • Member’s Choice™ Borrower Security available
  • Local decision-making and personalized guidance
Talk to a Lending Specialist